Build a life where you always have money tucked away.

Set & meet targets.
Reach your goal at your pace.

Automate Your Schedule.
Let the app do the saving for you.

Unlock higher interest with Reserve.
Lock away huge sums at mouthwatering interest rates.

Safe & Secure.
It’s called Vault. Your money is safe from even you.

Customize Your Savings.
You get to decide what your savings look like.

Quick withdrawals.
Enjoy instant withdrawals on request.

Create your Savings Plan in two minutes

1. Download the Moni App

Lost some business cash? Moni has got you! Go on with your business like nothing happened with our cash insurance policy.

Download the Moni App on Google playstore
Moni App coming soon to IOS devices

2. Create savings plan

Set up one or more plans that meet your needs.

3. Add a fund source

Prepare for upcoming needs. Build an emergency stash. Plan for trips. Save because you want to with Moni Vault.

4. Withdraw your savings at maturity

Get your savings and accrued interest in your wallet at maturity.

1. Download the Moni App

Lost some business cash? Moni has got you! Go on with your business like nothing happened with our cash insurance policy.

Download the Moni App on Google playstore
Moni App coming soon to IOS devices

2. Create savings plan

Set up one or more plans that meet your needs.

3. Add a fund source

Prepare for upcoming needs. Build an emergency stash. Plan for trips. Save because you want to with Moni Vault.

4. Withdraw your savings at maturity

Get your savings and accrued interest in your wallet at maturity.

How Communities Feel About Moni

This is one of the best app I’ve ever used. Their services are great and the interface too is attractive. It's a great app, I recommend it
Favour Ali
Wow! What an App! This is one of the best apps I've come across so far. It's reliable and fast. And it has really helped my business with the loans I get from it.
Samson Benita
Moni app is the best for POS and for loans.
Ajisafe Arewa
Moni platform is a trustworthy platform; If you are not there as a business person my dear, you are missing out. You need to be trustworthy to be part of it, I’m glad to be a beneficiary.
Esohe Aigbovo
Moni provides fast capital for POS operators. The onboarding is seamless, the process easy and the disbursement super-fast. This app is solving a huge challenge for those like me involved in this business. I highly recommend the app to all those in the business.
Kennedy Osagie
Moni is a great app that helps you grow your business.
Gbenga Akinwade
Moni has the cheapest loan interest rate ever!
Ahmed Tijani
Rank capital Moni is a goallll…. I can now do my POS business with ease. You guys are d best.
Constance Titiloye
It was an awesome experience using moni, its seamless and super fast. I love
Oluwasore Atoyebi

Some things you may want to know

What is Moni Vault?
How safe is my savings?
Will I be charged for withdrawing my savings?
Is my card safe on Moni Vault?

What is Moni Vault?

Moni Vault is the savings feature on the Moni app available to everyone

How safe is my savings?

There are two major plans on Moni Vault. Safebox is the plan for people who want to save regularly or are saving towards a target. Reserve is for people who want to lock away huge sums of money for a period of time.

Will I be charged for withdrawing my savings?

If you withdraw your savings at maturity, withdrawal comes at no cost at all. Breaking your savings before maturity dates attracts some fees that are thoroughly explained within the app.

Is my card safe on Moni Vault?

Absolutely. There are no extra charges or billings on the Moni Vault. Adding your card automates your savings. You won’t have to go in to the app to save; the app automatically saves for you.