Moni Insure

Protect your POS business
with pocket-sized insurance

Insure your business against accidents, theft and fraud on every loan you take on Moni.

Moni Insure is Fair and
Painless with no asteriks!

Fits your pocket

An average starting price of N250 with no hidden fees.

Customize your coverage

Split your payment daily, weekly or monthly.

No pranks, no comma

No confusing terms, everything is transparent.

Fast Claim Settlement

We settle all your insurance claims within a few days.

100% dedicated to you

Available 24 hours a day, every day.
Reach us via the App.

Yes, it’s that simple. Here you go

1. Download the Moni App

Get the Moni app on the Google Play Store, Apple App Store and create an account.

2. Get a Cover

Get our cover in-app or online in under 90 secs.

3. Relax, you’re covered!

Add your policy everytime you take a loan on Moni.

4. You can have peace of mind

You can have peace of mind knowing your business is insured.

Yes, it’s that simple. Here you go

1. Download the Moni App

Get the Moni app on the Google Play Store, Apple App Store and create an account.

2. Get a Cover

Get our cover in-app or online in under 90 secs.

3. Relax, you’re covered!

Add your policy everytime you take a loan on Moni.

4. You can have peace of mind

You can have peace of mind knowing your business is insured.

Loved By All

“Its one thing to get a loan, its another thing to get loan with minimal interest that allows you to keep a huge chunk of your profits. There is also insurance that secures the float for running your Business, this is why I'm vouching for Moni”

mceudoz venture

“I started with moni last year and I have no regrets doing business with them. Their reps are so activate, always ready to listen, securing agent money via insurance, instant crediting, & minimal interest rate”

Salawudeen Saheed

“I am one of moneyloan beneficiary. I have been enjoying loan facility for the past 5months now and they have been helping and supporting my business. I am saying a big thank to the company”

Tiamiyu Muftau Shola

“I am one of moneyloan beneficiary. I have been enjoying loan facility for the past 5months now and they have been helping and supporting my business. I am saying a big thank to the company”

Tiamiyu Muftau Shola

Loved by all

“Its one thing to get a loan, its another thing to get loan with minimal interest that allows you to keep huge chuck of your profits and insurance that secures your money, this is why I'm vouching for Moni”

mceudoz venture

“I started with moni last year and  I have no regrets doing business with them. Their reps are so activate, always ready to listen, securing agent money via insurance, instant crediting, & minimal interest rate”

Salawudeen Saheed

“I am one of moneyloan beneficiary. I have been enjoying loan facility for the past 5months now and they have been helping and supporting my business. I am saying a big thank  to the company”

Tiamiyu Muftau Shola

Backed by

Frequently asked questions

What is Moni Insure?
Why should I insure my loans?
What is Moni’s Policy Limit?
What terms and conditions apply?
What do I need to make a claim?

What is Moni’s Money Insure?

Moni’s Money insurance policy is a policy that provides cover for loss of the insured cash by theft/robbery while on premise, in transit (from the insured’s premise or site to the bank) and insafe.

Benefits of Moni Insurance Policy

  • Ensures business continuity.
  • No business interruptions due to theft/robbery since the running capital is secured.
  • Gives a sense of comfort knowing your money is insured.
  • Money back guarantee within the limit of liability in the event of loss of money by theft or armed robbery.

Policy Limit Breakdown:

The policy limit is subject to the sum insured by individual agents. For instance, for an agent with a working capital of N100,000 per month, the limit per occurrence is N100,000 while the annual limit of liability will be N1,200,000.

Terms and Conditions

  • Agents must always ensure that their outlets are well secured.
  • Cash must not be kept in premises unless in safe/vaults.
  • Withdrawal of cash must be done by the agent or the cluster heads.
  • Agent’s negligence won’t be claimed.
  • Cash must not be left unattended or unaccompanied.
  • No refund of previously paid premium when insurance is deactivated

Repayment Date: N/A?

If N/A is displayed under the Repayment Date field in the app, it means there was an error in disbursing your loan. When this happens, kindly reach out to your Cluster Head who would liaise with the Moni team to resolve this. Once this is resolved, you would be able to re-apply for a loan.