Save for 2023 and earn high interest with #NewYearNewMoni

Get the Moni App to earn up to 28% (p.a) on your savings with #NewYearNewMoni.

Download the Moni App on Google playstore

Lock moni away to meet your needs in the new year!

Moni

Earn up to 28% P.A on your savings

Create a savings plan in 3 minutes

Your money is heavily guarded

Enjoy more rewards for saving

Get your interest monthly or when your savings mature

Moni is where you have it so good! Join the challenge now

Download the Moni App on Google playstore

Other Savings Apps

Interest of about 8 - 24% PA

Create a savings plan in 3 minutes

Your money is safe alright

No extra rewards

Traditional Banks

Interest of about 4.2% PA

Create an account in 2000 years later

Well, let’s just say everyone has a story to tell.

No extra rewards

How To Join The #NewYearNewMoni Challenge

Download the Moni App on your phone.

Download the Moni App on Google playstore

Create a Reserve Plan for as short as 3 months or as long as 12 months.

Fund your plan with as low as N20,000 or as high as 5 million naira.

Watch your money grow daily.

Withdraw your savings with interest at maturity.

To qualify to earn the whooping interest rates in this challenge:

Create a Reserve plan between the 29th of December 2022 and the 28th of February 2023.

Once you fund your Reserve plan, your savings is under tight lock and key. Our goal is that you avoid spending temptations.

Your plan duration has to be at least 3 months. Plan durations of less than 3 months won't be considered in this challenge.

Choose to withdraw your interest monthly or wait till maturity.

Fund your Reserve plan with a minimum of N20,000. Plans funded with amounts lower than N20,000 won't qualify.

Some things you should know

Where can I find the Moni App?
What are the interest rates in the #NewYearNewMoni Challenge?
What kind of plan is a Reserve plan?
What are withdrawal fees?

Where can I find the Moni App?

Download the Moni App on the

What are the interest rates in the #NewYearNewMoni Challenge?

Per Annum Interest rates:
3-5months: 24%
6-11 months: 26%
12 months: 28%

What kind of plan is a Reserve plan?

It is a plan where you can lock up money away for a fixed period of time. It’s like a fixed deposit account and the rewards are higher as the discipline required to keep money away for a while is a lot.

What are withdrawal fees?

These are fees you pay to withdraw from your plans before the maturity date and it is deducted from the amount withdrawn

- First withdrawal: 2.5%
- Second withdrawal: 3.5%
- Third withdrawal: 5%