Access up to ₦3 million in 3 minutes.
Insure your business against risk.
Join a cluster
Get instant weekly loans for your POS business at the lowest interest rates.How it works
Insure your business against accidents, theft and fraud on every loan you take on Moni.How it works
Never run out of liquidity. We'll worry about float, you focus on growing your agent network.How it works
“Its one thing to get a loan, its another thing to get loan with minimal interest that allows you to keep huge chuck of your profits and insurance that secures your money, this is why I'm vouching for Moni”
“I started with moni last year and I have no regrets doing business with them. Their reps are so activate, always ready to listen, securing agent money via insurance, instant crediting, & minimal interest rate”
“I am one of moneyloan beneficiary. I have been enjoying loan facility for the past 5months now and they have been helping and supporting my business. I am saying a big thank to the company”
Moni is a suite of financial products for Mobile money agents powered by social trust. Unlike traditional financial institutions, we do not require traditional collateral upfront to provide you with a loan. With us, the required collateral is people in your community, who know and trust you and can put in a good word for you.
Once you complete our initial verification process, applying for a new float on Moni takes less than 3 minutes.
Clusters are communities of 5 - 40 POS agents.
Loans are offered at flexible interest rates that's the most competitive in the market. If an agent in a cluster defaults on their payment, this affects the loan eligibility of other agents in the cluster.
It's easy to get started on Moni! Join any one of our exclusive Communities around you!
In the event that you're unable to locate a Moni Community around you, join the waitlist and we'll connect you to the nearest Moni Community to you.