Level the playing field for your business.

With community-powered loans and social trust.

Community of business owners who access loans based on trust.

Repay ontime, get rewarded.                                       
Repay on time and unlock higher loan amounts.

Ditch  long processes.
No late fees, rollover fees, or processing costs.

Ditch  long processes.
No paperwork or collateral required

Lower Interest rate.
Interest rates tailored to your business need

The loan you need is 5 minutes away

1. Download the Moni App

Lost some business cash? Moni has got you! Go on with your business like nothing happened with our cash insurance policy.

Download the Moni App on Google playstore
Moni App coming soon to IOS devices

2. Get a cluster code

Get the cluster code from a Moni Cluster-head closest to you.

3. Know Your Eligibility Amount.

Fill in your details to learn how much you can request.

4. Ready, Go! Your Moni arrives in seconds

Get your loan disbursed to your Moni Wallet.

The loan you need is 5 minutes away

1. Download the Moni App

Download the Moni App.  Get the app on the Google Play Store or App Store and sign up.

Download the Moni App on Google playstore
Moni App coming soon to IOS devices

2. Get a cluster code

Get the cluster code from a Moni Cluster-head closest to you.

3. Know Your Eligibility Amount.

Fill in your details to learn how much you can request.

4. Ready, Go! Your Moni arrives in seconds

Get your loan disbursed to your Moni Wallet.

1. Download the Moni App

Lost some business cash? Moni has got you! Go on with your business like nothing happened with our cash insurance policy.

Download the Moni App on Google playstore
Moni App coming soon to IOS devices

2. Get a cluster code

Get the cluster code from a Moni Cluster-head closest to you.

3. Know Your Eligibility Amount.

Fill in your details to learn how much you can request.

4. Ready, Go! Your Moni arrives in seconds

Get your loan disbursed to your Moni Wallet.

How Communities Feel About Moni

This is one of the best app I’ve ever used. Their services are great and the interface too is attractive. It's a great app, I recommend it
Favour Ali
Wow! What an App! This is one of the best apps I've come across so far. It's reliable and fast. And it has really helped my business with the loans I get from it.
Samson Benita
Moni app is the best for POS and for loans.
Ajisafe Arewa
Moni platform is a trustworthy platform; If you are not there as a business person my dear, you are missing out. You need to be trustworthy to be part of it, I’m glad to be a beneficiary.
Esohe Aigbovo
Moni provides fast capital for POS operators. The onboarding is seamless, the process easy and the disbursement super-fast. This app is solving a huge challenge for those like me involved in this business. I highly recommend the app to all those in the business.
Kennedy Osagie
Moni is a great app that helps you grow your business.
Gbenga Akinwade
Moni has the cheapest loan interest rate ever!
Ahmed Tijani
Rank capital Moni is a goallll…. I can now do my POS business with ease. You guys are d best.
Constance Titiloye
It was an awesome experience using moni, its seamless and super fast. I love
Oluwasore Atoyebi

Some things you may want to know

Can I access loans if I’m not a mobile money agent?
How much loan can my business access on Moni?
What is the collateral Moni requires for a loan?
How long does a Moni loan last?
What is a Moni Cluster?

Can I access loans if I’m not a mobile money agent?

Yes. Moni gives loans to all SMEs but only mobile money agents can access loans within the app. Other businesses access loans on the website here

How much loan can my business access on Moni?

A new business on Moni can access up to N100000 and subsequent on-time repayment increases their loan eligibility to up to N3Million.

What is the collateral Moni requires for a loan?

All Moni loans are non-collateral loans. All we require is your business information and commitment to repaying your loan.

How long does a Moni loan last?

A Moni loan lasts for about 24-52 weeks.

What is a Moni Cluster?

This is a small group of mobile money agents taking loans on Moni. Mobile money agents need to join one to access Moni loans.

Moni is your partner in prosperity!

We have an exclusive community of trustworthy business owners accessing up to N3million/week and the currency you need to spend to join this community is trust. You need to join a cluster closest to you to access Moni loans. Leave your information with us and you'll get notified in about 24 hours on next steps.

If you're looking to save up your moni to fund your life, pay your bills and prepare for the rainy days; get started on the app straight away.

Download the Moni App on Google playstore
Moni App coming soon to IOS devices
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