Community Finance For Africa
Download the Moni app and access Community Finance powered by social trust.
Join an exclusive community of business owners who access loans based on trust.
Enjoy rewards for good behaviour
Unlock higher loan amounts when you repay on time.
Ditch long processes.
Enjoy our simplified loan application steps.
Social trust and accountability
Access loans in clusters and motivate your community members to build your score.
The best interest rate in the market.
Interest rates tailored to your business need.
Don't have a cluster code?
Leave your information with us and you'll get notified in about 24 hours on next steps.
Get a cluster code
The loan you need is 5 minutes away
1. Download the Moni App
Download the Moni App. Get the app on the Google Play Store or App Store and sign up.
2. Get a cluster code
Get the cluster code from a Moni Cluster-head closest to you.
3. Know Your Eligibility Amount.
Fill in your details to learn how much you can request.
4. Ready, Go! Your Moni arrives in seconds
Get your loan disbursed to your Moni Wallet.
1. Download the Moni App
Lost some business cash? Moni has got you! Go on with your business like nothing happened with our cash insurance policy.
2. Get a cluster code
Get the cluster code from a Moni Cluster-head closest to you.
3. Know Your Eligibility Amount.
Fill in your details to learn how much you can request.
4. Ready, Go! Your Moni arrives in seconds
Get your loan disbursed to your Moni Wallet.
How Communities Feel About Moni
This is one of the best app I’ve ever used. Their services are great and the interface too is attractive. It's a great app, I recommend it
Favour Ali
Wow! What an App! This is one of the best apps I've come across so far. It's reliable and fast. And it has really helped my business with the loans I get from it.
Samson Benita
Moni app is the best for POS and for loans.
Ajisafe Arewa
Moni platform is a trustworthy platform; If you are not there as a business person my dear, you are missing out. You need to be trustworthy to be part of it, I’m glad to be a beneficiary.
Esohe Aigbovo
Moni provides fast capital for POS operators. The onboarding is seamless, the process easy and the disbursement super-fast. This app is solving a huge challenge for those like me involved in this business. I highly recommend the app to all those in the business.
Kennedy Osagie
Moni is a great app that helps you grow your business.
Gbenga Akinwade
Moni has the cheapest loan interest rate ever!
Ahmed Tijani
Rank capital Moni is a goallll…. I can now do my POS business with ease. You guys are d best.
Constance Titiloye
It was an awesome experience using moni, its seamless and super fast. I love
Oluwasore Atoyebi
Some things you may want to know
Can I access loans if I’m not a mobile money agent?
How much loan can my business access on Moni?
What is the collateral Moni requires for a loan?
How long does a Moni loan last?
What is a Moni Cluster?
Can I access loans if I’m not a mobile money agent?
Yes. Moni gives loans to all SMEs but only mobile money agents can access loans within the app. Other businesses access loans on the website here
How much loan can my business access on Moni?
A new business on Moni can access up to N100000 and subsequent on-time repayment increases their loan eligibility to up to N3Million.
What is the collateral Moni requires for a loan?
All Moni loans are non-collateral loans. All we require is your business information and commitment to repaying your loan.
How long does a Moni loan last?
A Moni loan lasts for about 24-52 weeks.
What is a Moni Cluster?
This is a small group of mobile money agents taking loans on Moni. Mobile money agents need to join one to access Moni loans.
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Moni is a product of RANK Capital Inc
Moni is a product of Rank Capital Limited (Rank). Rank is duly licensed by the Lagos State Government to operate as a money lender and a deposit institution. Rank is also approved to operate as a digital money lender in Nigeria by the Federal Competition and Consumer Protection Commission
