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Community Finance For Africa
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Reserve Loans: Helping You Preserve Your Savings
Needs met.
Meet an emergency or urgent need without any stress.
Goal Achieved.
Your savings is still yours and you can use it for exactly what you intended it for.
Interest Intact.
Your Reserve plan keeps accruing interest (up to 21% per annum) till maturity date.
Easy Repayment.
You get an easy repayment schedule tailored to your unique financial needs.
Need a loan?
Get loans to meet emergencies when you save on the Moni App.
Get started now
Get a Reserve loan in 3 easy steps
1. Have an Active Reserve Plan.
Have a Reserve plan that is at least one month old
2. Apply for a Reserve loan
Fill in your details to learn how much you can request.
3. Get your loan in your Moni Wallet
Once your application is approved your money will be sent to your wallet
1. Download the Moni App
Lost some business cash? Moni has got you! Go on with your business like nothing happened with our cash insurance policy.
2. Get a cluster code
Get the cluster code from a Moni Cluster-head closest to you.
3. Know Your Eligibility Amount.
Fill in your details to learn how much you can request.
4. Ready, Go! Your Moni arrives in seconds
Get your loan disbursed to your Moni Wallet.
How Communities Feel About Moni
This is one of the best app I’ve ever used. Their services are great and the interface too is attractive. It's a great app, I recommend it
Favour Ali
Wow! What an App! This is one of the best apps I've come across so far. It's reliable and fast. And it has really helped my business with the loans I get from it.
Samson Benita
Moni app is the best for POS and for loans.
Ajisafe Arewa
Moni platform is a trustworthy platform; If you are not there as a business person my dear, you are missing out. You need to be trustworthy to be part of it, I’m glad to be a beneficiary.
Esohe Aigbovo
Moni provides fast capital for POS operators. The onboarding is seamless, the process easy and the disbursement super-fast. This app is solving a huge challenge for those like me involved in this business. I highly recommend the app to all those in the business.
Kennedy Osagie
Moni is a great app that helps you grow your business.
Gbenga Akinwade
Moni has the cheapest loan interest rate ever!
Ahmed Tijani
Rank capital Moni is a goallll…. I can now do my POS business with ease. You guys are d best.
Constance Titiloye
It was an awesome experience using moni, its seamless and super fast. I love
Oluwasore Atoyebi
Some things you may want to know
What is a Reserve Loan?
Who is eligible for a Reserve Loan?
Can I get a Reserve Loan if I only have Safebox Plans?
How much am I eligible for?
Can I withdraw my monthly interests if I have a Reserve loan?
What is a Reserve Loan?
A Reserve loan is a loan to meet an emergency, urgent or unplanned need. It’s available to savers on the Moni App.
Who is eligible for a Reserve Loan?
Savers with an active Reserve Plan. Your Reserve Plan must have been active for at least a month.
Can I get a Reserve Loan if I only have Safebox Plans?
No. To get a reserve loan, you need to have an active reserve plan.
How long can I take a Reserve loan for?
Up to 6 months.
How much am I eligible for?
You can take up to 70% of the principal amount saved in your Reserve Plan.
Can I withdraw my monthly interests if I have a Reserve loan?
Yes you can keep getting your monthly interest on the Reserve plan.
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Moni is a product of RANK Capital Inc
Moni is a product of Rank Capital Limited (Rank). Rank is duly licensed by the Lagos State Government to operate as a money lender and a deposit institution. Rank is also approved to operate as a digital money lender in Nigeria by the Federal Competition and Consumer Protection Commission
