Operator

Float-as-a-Service

Risk Engine + Debt Funding designed for your business

Never run out of liquidity. We'll worry about float, you focus on growing your agent network.

Float funding designed for you at no risk.

Focus on your business growth while we fuel your ambition. Moni gives you the leverage to provide float to agents using our community based financing model at no additional cost.

Moni Risk Engine:
A different approach to risk

We don’t rely on credit bureau data. No amount of data or computing power alone can find the perfect risk model. Moni's Risk Engine is social and progressive and is centered on social reputation.

Moni is a good deal for your business.

Speed to market

We've eliminated lengthy upfront data requirements enabling you to go to market in weeks.

Revenue Driver

Moni enables you and your agents to generate more revenue without any additional overheads on your part.

Transparent pricing

Moni interest rates are designed for and with your agents in mind. No hidden charges or confusing terms.

Better Retention

Increase your agent's loyalty and drive their lifetime value with Moni.

Loved By All

“Its one thing to get a loan, its another thing to get loan with minimal interest that allows you to keep a huge chunk of your profits. There is also insurance that secures the float for running your Business, this is why I'm vouching for Moni”

mceudoz venture

“I started with moni last year and I have no regrets doing business with them. Their reps are so activate, always ready to listen, securing agent money via insurance, instant crediting, & minimal interest rate”

Salawudeen Saheed

“I am one of moneyloan beneficiary. I have been enjoying loan facility for the past 5months now and they have been helping and supporting my business. I am saying a big thank to the company”

Tiamiyu Muftau Shola

“I am one of moneyloan beneficiary. I have been enjoying loan facility for the past 5months now and they have been helping and supporting my business. I am saying a big thank to the company”