Need a loan without breaking your savings?

Get loans to meet emergencies when you save on the Moni App

Need a loan without breaking your savings?

Get loans to meet emergencies when you save on the Moni App

Need a loan without breaking your savings?

Get loans to meet emergencies when you save on the Moni App

Reserve Loans: Helping You Preserve Your Savings

Needs met.

Meet an emergency or urgent need without any stress.

Needs met.

Meet an emergency or urgent need without any stress.

Needs met.

Meet an emergency or urgent need without any stress.

Goal Achieved.

Your savings is still yours and you can use it for exactly what you intended it for.

Goal Achieved.

Your savings is still yours and you can use it for exactly what you intended it for.

Goal Achieved.

Your savings is still yours and you can use it for exactly what you intended it for.

Interest Intact.

Your Reserve plan keeps accruing interest (up to 21% per annum) till maturity date.

Interest Intact.

Your Reserve plan keeps accruing interest (up to 21% per annum) till maturity date.

Interest Intact.

Your Reserve plan keeps accruing interest (up to 21% per annum) till maturity date.

Easy Repayment.

You get an easy repayment schedule tailored to your unique financial needs.

Easy Repayment.

You get an easy repayment schedule tailored to your unique financial needs.

Easy Repayment.

You get an easy repayment schedule tailored to your unique financial needs.

Need a laon?

Get loans to meet emergencies when you save on the Moni App

Get a cluster code

Get a Reserve Loan in 3 Easy Steps

1. Have an Active Reserve Plan

Have a Reserve plan that is at least one month old

Download the Moni App on Google playstore

2. Apply for a Reserve loan

Fill in your details to learn how much you can borrow.

3. Get your loan in your Moni Wallet.

Once your application is approved your money will be sent to your wallet

1. Have an Active Reserve Plan

Have a Reserve plan that is at least one month old

2. Apply for a Reserve loan

Fill in your details to learn how much you can borrow.

3. Get your loan in your Moni Wallet.

Once your application is approved your money will be sent to your wallet

Withdraw your savings at maturity

Get your savings and accrued interest in your wallet at maturity.

1. Have an Active Reserve Plan

Have a Reserve plan that is at least one month old

2. Apply for a Reserve loan

Fill in your details to learn how much you can borrow.

3. Get your loan in your Moni Wallet.

Once your application is approved your money will be sent to your wallet

Some things you may want to know

What is a Reserve Loan?

Who is eligible for a Reserve Loan?

Can I get a Reserve Loan if I only have Safebox Plans?

How much am I eligible for?

Can I withdraw my monthly interests if I have a Reserve loan?

How Communities Feel About Moni

This is one of the best app I’ve ever used. Their services are great and the interface too is attractive. It's a great app, I recommend it
Favour Ali
Moni app is the best for POS and for loans.
Ajisafe Arewa
Wow! What an App! This is one of the best apps I've come across so far. It's reliable and fast. And it has really helped my business with the loans I get from it.
Samson Benita
Moni provides fast capital for POS operators. The onboarding is seamless, the process easy and the disbursement super-fast. This app is solving a huge challenge for those like me involved in this business. I highly recommend the app to all those in the business.
Kennedy Osagie
Moni is a great app that helps you grow your business.
Gbenga Akinwade
Moni has the cheapest loan interest rate ever!
Ahmed Tijani
Rank capital Moni is a goallll…. I can now do my POS business with ease. You guys are d best.
Olumide Titiloye
It was an awesome experience using moni, its seamless and super fast. I love
Oluwasore Atoyebi

How Communities Feel About Moni

This is one of the best app I’ve ever used. Their services are great and the interface too is attractive. It's a great app, I recommend it
Favour Ali
Moni app is the best for POS and for loans.
Ajisafe Arewa
Wow! What an App! This is one of the best apps I've come across so far. It's reliable and fast. And it has really helped my business with the loans I get from it.
Samson Benita
Moni provides fast capital for POS operators. The onboarding is seamless, the process easy and the disbursement super-fast. This app is solving a huge challenge for those like me involved in this business. I highly recommend the app to all those in the business.
Kenny Osagie
Moni is a great app that helps you grow your business.
Gbenga Akinwade
Moni has the cheapest loan interest rate ever!
Ahmed Tijani
Rank capital Moni is a goallll…. I can now do my POS business with ease. You guys are d best.
Olumide Titiloye
It was an awesome experience using moni, its seamless and super fast. I love
Oluwasore Atoyebi

How Communities Feel About Moni

This is one of the best app I’ve ever used. Their services are great and the interface too is attractive. It's a great app, I recommend it
Favour Ali
Moni app is the best for POS and for loans.
Ajisafe Arewa
Wow! What an App! This is one of the best apps I've come across so far. It's reliable and fast. And it has really helped my business with the loans I get from it.
Samson Benita
Moni provides fast capital for POS operators. The onboarding is seamless, the process easy and the disbursement super-fast. This app is solving a huge challenge for those like me involved in this business. I highly recommend the app to all those in the business.
Kenny Osagie
Moni provides fast capital for POS operators. The onboarding is seamless, the process easy and the disbursement super-fast. This app is solving a huge challenge for those like me involved in this business. I highly recommend the app to all those in the business.
Kenny Osagie
Moni is a great app that helps you grow your business.
Gbenga Akinwade
Moni has the cheapest loan interest rate ever!
Ahmed Tijani
Rank capital Moni is a goallll…. I can now do my POS business with ease. You guys are d best.
Olumide Titiloye
It was an awesome experience using moni, its seamless and super fast. I love
Oluwasore Atoyebi

Community Finance For Africa

Download the Moni app and access Community Finance powered by social trust.

Lagos

12, Jasper Ike, Lekki Lagos.

San Francisco

548 Market St, San Francisco, California, 94104-5401

Contact

+234 706 370 4656 (WhatsApp)

+2342012295498

hello@heymoni.com

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Legal

Security

Moni is a product of RANK Capital Inc

Moni is a product of Rank Capital Limited (Rank). Rank is duly licensed by the Lagos State Government to operate as a money lender and a deposit institution. Rank is also approved to operate as a digital money lender in Nigeria by the Federal Competition and Consumer Protection Commission